Redlining, the practice of only
allowing people of a certain race, ethnicity or income level to live in a
certain area, and loan discrimination practices of banks refusing to grant
loans to certain groups of people have contributed to the modern housing
landscape. The area in which you live may no longer have rules about who can
live there but the modern landscape is very much a product of an area’s
history.
Under the Obama administration fair
housing laws that worked to undo years of this discrimination were implemented
and enforced. However, under the Trump administration the Housing and Urban
Development administration (HUD) is reversing such efforts. These actions which
can be seen in the removal of “inclusive” and “free from discrimination” from
HUD’s mission statement are just the beginning of a failure to enforce fair
housing practices.
The head of the Fair Housing and
Equal Opportunity division ordered a hold on several fair housing
investigations which were given the highest priority under the previous
administration. Ben Carson, the head of HUD, also told lawmakers that he
planned to delay a ruling that governments had to create detailed plans of how to
integrate racially divided areas. Rulings such as these could have a big impact
on cases of overtly unfair housing practices such as in Houston.
In Houston, the mayor is under
investigation for killing a multi-racial and multi-income housing development
that was supposed to go into a predominately white, affluent area. The mayor is
alleged to have stated privately that he killed it in order to achieve support
for a restructuring of Houston’s pension system. The head of the Fair Housing
and Equal Opportunity Division negotiated directly with the mayor that was less
stringent than forcing the city to pay $14 million to the Houston Housing
Development for blocking this project.
The move of the Housing and Urban
Development administration to not focusing on enforcing fair housing laws is a
scary prospect. For decades fair housing practices have not been the way of
life in America. The idea that people should not be barred from certain areas
because of race or ethnicity is a relatively new one and if it is not
stringently enforced businesses will continue to exploit people based on race,
ethnicity or income level. It is alarming to consider this return to overt
redlining and loan discrimination practices within housing because despite the 50
years between the Fair Housing Act of 1968 very little has changed and that is
unacceptable.
https://www.nytimes.com/2018/03/28/us/ben-carson-hud-fair-housing-discrimination.html
This is an incredible frustrating issue that is continued from historically racist systems manifested through institutional abuse. A wonderful book about this is called "Not in my Neighborhood" which goes in-depth about issues of redlining and how it has shaped communities and city structure all across the US. It talks mainly about racism, but also touches on the segregation of homosexual couples by realtors and bank loans. This is such a pervasive issue and until we redefine housing values, taxes, and implicit bias, I fear nothing will change.
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